Terms of Use

Last updated: March 26, 2026

Acceptance of Terms

By accessing or using CardLinkTree ("the Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site. CardLinkTree is operated by GohTina LLC.

Informational Purpose Only

All content on CardLinkTree is provided for informational purposes only and does not constitute financial, legal, or professional advice. Credit card recommendations, valuations, and comparisons are based on publicly available information and general assumptions. Always review the full terms and conditions of any credit card before applying.

No Guarantee of Accuracy

Card terms, interest rates, annual fees, sign-up bonuses, and reward structures are subject to change at any time by the issuing bank. We make reasonable efforts to keep information current but do not guarantee the accuracy, completeness, or timeliness of any information on the Site.

Affiliate Links & Compensation

Some links on this Site are affiliate links. If you apply for a credit card through one of these links, GohTina LLC may receive a commission from the card issuer at no additional cost to you. This compensation may influence which cards are featured or how they are presented, but we strive to provide objective and useful information.

No Approval Guarantee

Credit card approval is determined solely by the issuing financial institution based on your individual creditworthiness and other factors. CardLinkTree does not guarantee approval for any credit card and is not responsible for any application decisions made by card issuers.

Third-Party Sites

The Site contains links to third-party websites, including bank and credit card issuer sites. We are not responsible for the content, privacy practices, or terms of any third-party site. Accessing these sites is at your own risk.

Intellectual Property

All content on CardLinkTree, including text, graphics, logos, and software, is the property of GohTina LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

Limitation of Liability

To the fullest extent permitted by law, GohTina LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or any credit card application or decision made in reliance on information found on the Site.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

Changes to These Terms

We reserve the right to update these Terms of Use at any time. Changes will be posted on this page with an updated date. Continued use of the Site after changes are posted constitutes your acceptance of the revised terms.

Contact

If you have questions about these Terms of Use, you can reach us at: ContactCardLinkTree@gmail.com