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Upgrade

Upgrade Visa Card

Fair Credit (630+)

Annual Fee

None

APR

14.99%–29.99% variable

Fair Credit (630+)

Annual Fee

None

Foreign Fee

None

Credit Score

580+

📊Earning Rates

  • 1.5% unlimited cash back when you make payments toward your balance

⭐Perks & Benefits

  • Automatically converts balance into equal monthly installment payments
  • Credit limit $500–$25,000 based on financial profile
  • Reports to all three credit bureaus — helps build credit history
  • No annual fee · no late fees · no foreign transaction fees
Apply Now

For informational purposes only. Not financial advice. Card terms and offers are subject to change. Review full terms before applying.

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