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Petal

Petal 2 Visa

No Credit Required

Annual Fee

None

APR

18.24%–32.24% variable

No Credit Required

Annual Fee

None

Foreign Fee

None

Credit Score

Any

📊Earning Rates

  • 1% from day one; grows to 1.25% after 6 on-time payments, then 1.5% after 12

⭐Perks & Benefits

  • Approval based on cash flow and income — no prior credit history required
  • Credit limit $300–$10,000
  • Reports to all three credit bureaus monthly
  • Zero fees of any kind: no annual fee, no late fee, no foreign transaction fee
Apply Now

For informational purposes only. Not financial advice. Card terms and offers are subject to change. Review full terms before applying.

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