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Capital One

Capital One Spark Cash Plus

Excellent Credit (720+)

Annual Fee

$150/yr

APR

26.99% variable

Excellent Credit (720+)
🎁

Welcome Offer

Up to $1,500 cash bonus: $500 after $5k + $1,000 after $50k in first 6 months

Annual Fee

$150/yr

Foreign Fee

3%

Credit Score

720+

📊Earning Rates

  • Unlimited 2% cash back on every purchase — no categories or caps
  • 5% on hotels and rental cars via Capital One Travel

💳Credits & Savings

  • $150 annual fee refunded when you spend $150,000+ in a calendar year

⭐Perks & Benefits

  • No preset spending limit — adapts to your business cash flow
  • Free employee cards with individual spending limits
  • Year-end spending summaries for tax preparation
Apply Now

For informational purposes only. Not financial advice. Card terms and offers are subject to change. Review full terms before applying.

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